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Smart401k Blog

Retirement Savings Beyond 401(k) Investing- The Roth IRA

Tuesday, March 27th, 2012
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As you may have heard there is a movement among personal finance blogs to get the word out about Roth IRAs. And while we here at Smart401k encourage everyone to contribute as much as they can to their 401(k), we also realize there are additional options for retirement saving beyond the 401(k). One of these options is the Roth IRA.

But before you get signed up for a Roth IRA, here is a little information on this increasingly popular retirement savings vehicle.

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IRA or a 401(k) – Which Investments Earn More?

Thursday, October 13th, 2011
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In a recent discussion I had with some friends, someone asked, “Which has the greatest return – an IRA, a Roth IRA, a 401(k) or a Roth 401(k)?”

I’m happy to know my friends are taking a more active role in retirement planning, but this particular question doesn’t have an answer. And here’s why:

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“I want money, lots and lots of money…”

Thursday, October 14th, 2010
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In 1989 R&B artist Calloway released the hit single I Wanna Be Rich. Just a few years later the Barenaked Ladies came out with If I Had a Million Dollars. For Travie McCoy, a million dollars apparently wasn’t enough and in 2010 he released the hit song Billionaire. By now I have you a little curious and confused about where I’m going with this.

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