Smart401k Blog

You’re stashing away money in your 401k account every month. You may even be contributing to a separate IRA account. Yet the question still nags at you: Am I saving enough for retirement?  If you’re asking that, don’t worry, you’re not alone. In fact, that is the most common question that we get here at Smart401k. 

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Lately, short selling has been a hot topic for investors and the media.  As with most hot topics, there are two opposing views.   Some industry experts want to point the blame for a significant portion of the market woes we experienced in 2008 and 2009 on short sellers, while others say short sellers play an important role on stabilizing the market.     

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Changes occur in 401(k) plans more than you might think.  When a change happens it is supposed to reflect the best interest of the participants in the plan.  There are several different types of changes that can be made, including: new share classes, elimination or addition of funds or switching to institutional funds.  If a change is planned, your employer will send you a notification well in advance with the information you’ll need to know regarding both what the change is and when it will occur.  Below, you’ll find a brief description of the changes mentioned above.

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