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Smart401k Blog

Blog Round-Up: Credit

Monday, August 8th, 2011
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We follow lots of really good blogs – mostly related to personal finance and economics. The Blog Round-Up allows us to point you in the direction of some great content from the blogging world. Posts* included in today’s round-up speak to the theme Credit(more…)

Blog Round-Up: Frugality

Monday, August 1st, 2011
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We follow lots of really good blogs – mostly related to personal finance and economics. The Blog Round-Up allows us to point you in the direction of some great content from the blogging world. Posts* included in today’s round-up speak to the theme Frugality(more…)

Keep your personal finances in order: FOCUS ON FUNDAMENTALS

Wednesday, July 6th, 2011
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If you’ve ever played organized sports, you know that very little time is spent perfecting trick plays or Hail Mary passes during practice.  At nearly every skill level, the primary focus is on fundamentals.

Organizing and maintaining your personal finances is no different. There’s no trick play or short-cut that will ensure your success. Much like sports, a focus on the fundamentals can provide a great foundation for organized personal finances.  (more…)

Blog Round-Up:Children and Money

Tuesday, June 28th, 2011
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We follow lots of really good blogs – mostly related to personal finance and economics. The Blog Round-Up allows us to point you in the direction of some great content from the blogging world. Posts* included in today’s round-up speak to the theme Children and Money(more…)

Irrational fears can keep us from doing what we want

Monday, June 27th, 2011
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I’m petrified to fly. When I was younger I loved it, but my neurotic personality mixed with a bad flying experience have snowballed into a full-scale phobia. I know it’s not rational, so I overcome it. And here I sit at 25,000 feet.

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How could your retirement finances affect your friends and family?

Tuesday, June 21st, 2011
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Most articles about retirement planning focus on you – the future retiree. Oftentimes authors also discuss how spouses’ retirement savings will interact in a retirement strategy. Have you ever thought about how your retirement savings decisions will affect everyone else in your life?

Think about all your family, and even your friends. Your financial situation during retirement could be part of their lives too.  (more…)

It’s not me – it’s you: When to say ‘goodbye’ to an investment

Wednesday, June 15th, 2011
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We don’t like to see retirement investors jump from one investment to the next to the next. It’s not a good practice for retirement investing because (1) it increases risk and (2) there could be fees associated with frequent trading in retirement accounts. On the other hand, there are times that it’s OK to say ‘farewell’ to an investment.

There’s a term from the world of finance and investing called the sunk cost fallacy. Lots of us will deal with it at some point.  (more…)

What can shopping for pants teach us about investing?

Wednesday, June 8th, 2011
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What can shopping for pants teach us about retirement investing? While this may sound like a silly question, it can teach us more than you might think. Allow me to explain.

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Do target-date funds have a place in your retirement portfolio?

Tuesday, May 17th, 2011
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We’ve heard from an increasing number of people who are asking ‘what’s the deal with target-date funds?’

This newer category of mutual funds has popped up as a popular topic in the news and the blogosphere during the past couple years. (They’re also called lifecycle funds and retirement date funds.)

Are you wondering whether target-date funds are right for you? (more…)

The Retirement Rift

Thursday, May 5th, 2011
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Prior to my post-babies return to the full-time workforce, saving for retirement wasn’t at the top of my mind or my to-do list. Now that I dedicate so many of my waking hours to helping others learn about retirement planning, I just can’t stop thinking about how very important it is.

(more…)


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