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Smart401k Blog

Don’t turn your back on bonds just because of rising interest rates

Tuesday, May 3rd, 2011
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A common concern I’ve been hearing from investors lately is the fear that bond funds will decline in value when interest rates rise. While this concern is consistent with the basic concept of the relationship between bond values and interest rates, there are other factors advisers and fund managers consider as they build a portfolio. 

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2 Years Later: 4 lessons the individual retirement investor can learn from the Great Recession

Wednesday, March 9th, 2011
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It’s been two years since the Great Recession hit rock bottom. On March 9, 2009, the Dow Jones Industrial Average closed at 6,547.05, and the S&P 500 closed at 676.53. (more…)

Fear and Your 401(k)*

Friday, August 13th, 2010
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My name is Kevin, and I have a fear of snakes.  Even though I know most of them are harmless, I cannot fight the urge to head the other direction as quickly as I can.  I’ve always been somewhat embarrassed by my excessive fear, but it turns out this is fairly common.  Studies suggest that this fear has been conditioned in humans because of the danger snakes posed for our ancestors.  And besides, the manly-man Indiana Jones was also terribly afraid of snakes.

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